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Piggy banks already existed hundreds of years ago. Back in those days of course there was no removable rubber stopper in the pig's belly, and therefore no way of removing your savings without smashing the bank into multiple pieces.
Luckily for us, those rubber stoppers eventually became commonplace, and families were soon able to teach their children the value of saving without having to bring out a hammer to destroy the piggy bank.
(thanks Dave)
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